What is fintech app development?

Fintech app development is the creation of digital financial products — banking, payments, wallets, lending, insurance, and investment platforms — with a strong focus on security, compliance, and seamless user experience.

How much does a fintech app cost in India?

A payment or wallet MVP starts around ₹5–10 lakhs. Full banking, lending, or wealth platforms typically range from ₹15–50 lakhs depending on compliance and integrations.

How do you ensure financial compliance?

We build to RBI, SEBI, PCI-DSS, and PSD2 guidelines — including KYC flows, audit trails, data localization, and secure payment infrastructure.

Which integrations do you support?

We integrate UPI, Razorpay, Stripe, banks via APIs, KYC providers (Digilocker, PAN/VID), credit bureaus, and core banking or accounting systems.

How long does it take to build a fintech app?

A payments MVP takes 3–5 months, while full-scale lending or investment platforms take 6–12 months.

Can you handle high-security features like biometrics?

Yes. We implement biometric authentication, device binding, transaction alerts, encryption, and fraud-detection rules.

Do you provide support after launch?

Yes. We provide 3–12 months of free post-launch support covering security patches, regulatory updates, and feature enhancements.

Fintech App Development Company in India

Build secure fintech apps — payments, wallets, lending, and banking platforms — engineered with robust compliance, encryption, and the scalability modern finance demands.

Book a Free Consultation +91 97234 93058

Security First

Bank-grade encryption & KYC

Wallets

Money, payments & transfers

Lending

Loans, EMIs & credit scores

Compliance

PCI-DSS & RBI ready

Why Us

Why Build Your Fintech App With Us?

In fintech, trust is the product. We combine security-first engineering with deep domain knowledge to ship payment, wallet, and lending platforms that are fast, compliant, and ready to scale.

✓ End-to-end encryption and secure tokenized payments
✓ Compliance-ready flows for KYC, AML & data protection
✓ Robust wallet, UPI, cards, and cross-border transfers
✓ Lending logic: eligibility, EMIs, and credit scoring
✓ Real-time transaction monitoring & fraud detection

Discuss Your Fintech App

AES-256

Encryption standard

Features

Fintech Features We Engineer

Bank-Grade Security

TLS, AES-256, tokenization, and secure session management.

✓ Encryption
✓ Tokenization

Wallets & Payments

UPI, cards, net banking, wallets, and merchant payments.

✓ UPI
✓ Merchant

Lending & Credit

Loan origination, eligibility, EMIs, and credit scoring.

✓ Loans
✓ Credit

KYC & Compliance

e-KYC, AML checks, and audit-ready compliance logs.

✓ e-KYC
✓ AML

Fraud Detection

Real-time transaction monitoring and anomaly alerts.

✓ Monitoring
✓ Alerts

Financial Analytics

Spend insights, forecasting, and reporting dashboards.

✓ Insights
✓ Reports

Process

How We Build Your Fintech App

Scoping

We map your product, compliance needs, and integrations.

Design

We design trust-building UX for sensitive financial flows.

Development

We build secure backends, apps, and compliance tooling.

Launch & Scale

We harden, audit, and launch with continuous monitoring.

FAQ

Fintech App FAQs

Get In Touch

Let's Build a Fintech Product Users Trust!

Tell us about your project and we'll get back to you within 24–48 hours with next steps. No obligation, no jargon — just a clear roadmap.

info@digitalrankweb.com

Phone

+91 97234 93058

Location

Rajkot, Gujarat, India — Serving Clients Worldwide

✓ Free consultation & quote within 24–48 hours
✓ 1000+ projects delivered, 97% client retention
✓ NASSCOM-member company since 2001

Request a Free Quote

We respond within 24–48 hours with scope, timeline & cost.

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